Grameen Bank · Training Program 2026

From Mouse to
Machine Intelligence

A full-day hands-on training journey — from basic computer skills to AI-powered banking operations — designed for Zonal Managers & Zonal Audit Officers.

1
Full Day
5
Modules
20+
Slides
AI
Powered
💻 Basic Computer
📊 Excel & Word
🤖 ChatGPT
🧠 Claude AI
📈 Monitoring Dashboards
📅

Full-Day Training Schedule

8:30 AM – 5:00 PM · One complete learning journey

8:30
Registration & Welcome Tea

Participants sign-in, seating arrangement, laptop/phone check

Orientation
9:00
Module 1 · Basic Computer Skills

Mouse, keyboard, file management, Windows basics, internet

Foundation
10:30
☕ Tea Break

15 minutes

Break
10:45
Module 2 · Microsoft Word & Excel

Writing reports, formatting, basic formulas, monitoring sheets

MS Office
1:00
🍽 Lunch Break

Zuhr Prayer + Lunch · 60 minutes

Break
2:00
Module 3 · Introduction to AI

What is AI? How does it work? Real-world banking use cases

AI Basics
3:00
Module 4 · ChatGPT & Claude Hands-On

Account setup, prompt writing, customisation, practical exercises

AI Tools
4:00
Module 5 · AI for Grameen Bank Operations

Monitoring, audit, dashboard, fund management use cases

Applied AI
4:45
Q&A, Wrap-Up & Certificate Distribution

Open questions, feedback form, group photo

Closing
01 💻
Module One

Basic Computer Skills

For participants who are new or rarely use computers. No judgment — everyone starts somewhere.

🖱️

Getting Comfortable with a Computer

The essential skills every digital user must know

🖱️

Mouse Skills

Left click, right click, double click, scroll wheel, drag and drop. Practice clicking on icons.

⌨️

Keyboard Basics

Typing Bangla & English. Essential shortcuts: Ctrl+C Copy · Ctrl+V Paste · Ctrl+Z Undo

📁

File Management

Create folders, save files, rename, delete, find files using Search. Understand Desktop vs Downloads.

🌐

Internet Basics

Opening Chrome/Edge browser, typing a web address, Google Search, bookmarking pages.

Must-Know Keyboard Shortcuts

KeysAction
Ctrl + CCopy selected text/file
Ctrl + VPaste copied content
Ctrl + ZUndo last action
Ctrl + SSave document
Ctrl + PPrint document
Alt + F4Close a window
Win + DShow Desktop
Ctrl + ASelect All
💡

Practice tip: Open Notepad, type your name, copy it, paste it 5 times. Then save the file as "My First File.txt" on the Desktop.

📧

Email & Google Essentials

Every AI tool requires a Google/email account — this is your digital passport

📬

Gmail Setup

Create a professional email (firstname.lastname@gmail.com). This will be your login for ChatGPT and Claude.

🔍

Google Search

Search smartly: use specific words. Instead of "loan problem" try "Grameen Bank loan recovery solution".

📱

Smartphone Tips

Install Chrome browser, Gmail app. Enable sync so you can access tools from phone when not at desk.

🎯 Hands-On Exercise

Each participant creates a Gmail account if they don't have one. Log into Google. Search for "Grameen Bank Annual Report 2024". Open the first result. Practice scrolling and clicking links.

🔐

Password safety: Never use "12345" or your name. Use a mix like "GB_Zone07#2026". Write it down safely and never share it.

02 📊
Module Two

Microsoft Word & Excel

The core tools for report writing, monitoring sheets, and professional communication.

📝

Microsoft Word – Report Writing

Write audit reports, office memos, and circulars professionally

  • 1
    Open & Save

    File → New → Blank Document. Always press Ctrl+S every few minutes. Save as .docx format.

  • 2
    Heading & Formatting

    Use Heading 1 for main title, Heading 2 for sections. Change font to Kalpurush (Bangla) or Times New Roman (English). Bold with Ctrl+B.

  • 3
    Inserting Tables

    Insert → Table → Choose rows and columns. Useful for audit checklists and monitoring reports.

  • 4
    Print & Export

    File → Print → Preview first. Export as PDF: File → Save As → PDF format for sharing.

SAMPLE STRUCTURE: AUDIT MEMO

গ্রামীণ ব্যাংক — আঞ্চলিক নিরীক্ষা প্রতিবেদন
তারিখ: ______ | এরিয়া: ______ | শাখা সংখ্যা: ______

১. নির্বাহী সারসংক্ষেপ
এরিয়ার সামগ্রিক অবস্থান ও মূল পর্যবেক্ষণ
২. ঋণ আদায় অবস্থা
শাখাওয়ারি আদায় হার ও বিচ্যুতি
৩. ঝুঁকি ও সুপারিশ
অনিয়ম সনাক্তকরণ ও প্রতিকারমূলক ব্যবস্থা
💡

Use AI (ChatGPT or Claude) to draft your report text. Then paste into Word and format it professionally.

📊

Microsoft Excel – Monitoring & Analysis

Build monitoring sheets, track targets, and visualise branch performance

ESSENTIAL FORMULAS FOR BANKING

FormulaUse in Grameen Bank
=SUM(B2:B20)Total loan disbursed across branches
=AVERAGE(C2:C20)Average recovery rate of area
=B2/C2*100Recovery % = Recovered ÷ Due × 100
=IF(D2>=90,"✅ OK","⚠ Low")Auto-flag branches below 90%
=MAX(B2:B20)Best performing branch
=COUNTIF(D2:D20,"⚠ Low")Count branches needing attention

MONITORING SHEET STRUCTURE

Weekly Target Monitoring – Zone 07
Branch | Target | Actual | Recovery% | Status
Tangail A | 5,00,000 | 4,87,000 | 97.4% | ✅
Tangail B | 4,50,000 | 3,90,000 | 86.7% | ⚠
Mirzapur | 3,80,000 | 3,82,000 | 100.5%| ✅
TOTAL | 13,30,000 | 12,59,000 | 94.7%
📈

Charts: Select your data, press Alt+F1 to instantly create a bar chart. Use for weekly reports to Head Office.

03 🤖
Module Three

What is Artificial Intelligence?

Understanding AI in plain language — no engineering background needed.

🧠

AI in Simple Words

A new kind of intelligent assistant you can talk to like a colleague

"Artificial Intelligence is a computer system that can understand what you write or say, think about it, and give you a useful answer — like a very knowledgeable assistant who never sleeps."

💬

You Write a Question

Type your question in Bangla or English — just like sending a WhatsApp message.

AI Thinks & Answers

Within seconds, you get a detailed, useful answer — report, analysis, plan, or advice.

WHAT AI CAN AND CANNOT DO

✅ AI Can Do❌ AI Cannot Do
Write reports & memosAccess Grameen Bank's live data
Analyse data you pasteMake final management decisions
Translate Bangla ↔ EnglishGuarantee 100% accuracy always
Summarise long documentsReplace your judgment & experience
Create monitoring templatesKnow classified internal info
Explain complex rules simplyBrowse your internal systems
⚠️

Important: Never paste confidential member data or passwords into any AI tool. Use sample/dummy data for practice.

04 ⚙️
Module Four

ChatGPT & Claude — Setup & Personalisation

Create your accounts, personalise your AI assistant, and master prompt writing.

🤖

ChatGPT — Account Setup & First Steps

OpenAI's ChatGPT · Free account at chat.openai.com

  • 1
    Create Account

    Go to chat.openai.com → Click "Sign Up" → Use your Gmail address → Verify email.

  • 2
    First Conversation

    Click the message box at the bottom. Type: "আমি গ্রামীণ ব্যাংকের একজন জোনাল ম্যানেজার। আমাকে সাহায্য করুন।" Press Enter.

  • 3
    Personalise – Custom Instructions

    Click your name (bottom left) → Settings → Personalization → Custom Instructions. Add your role so ChatGPT always knows who you are.

  • 4
    Custom Instructions Text

    See the box below for what to paste in your custom instructions.

📋 Custom Instructions Template

// WHO YOU ARE
I am a Zonal Manager at Grameen Bank, Bangladesh.
I manage multiple branches and Area Managers.
My work involves loan monitoring, fund management,
audit follow-up, and reporting to Head Office.

// HOW TO RESPOND
- Answer in simple English or Bangla as I prefer
- Be concise and practical
- Focus on banking and microfinance context
- Give me tables and formats when useful

After saving custom instructions, every chat will know your role automatically. You won't need to re-explain yourself each time.

🧠

Claude AI — Setup & Personalisation

Anthropic's Claude · claude.ai · Excellent for analysis & professional writing

  • 1
    Create Account

    Go to claude.ai → Sign Up with Gmail → Verify → You're ready. Free plan is available.

  • 2
    User Preferences

    Click your profile icon (top right) → Settings → Profile → Add your professional background.

  • 3
    Create a Project

    Click "Projects" on left sidebar → New Project → Name it "Grameen Bank Operations" → Add your context in project instructions.

  • 4
    Upload Reference Documents

    In a Project, you can upload Grameen Bank circulars or guidelines. Claude will reference them when answering your questions.

📋 Claude Project Instructions Template

I am a Zonal Manager / Zonal Audit Officer
at Grameen Bank, Bangladesh.

Context:
- I oversee multiple areas and branches
- My zone has approx. [X] branches
- I report to Head Office, Mirpur, Dhaka
- Key focus: loan recovery, audit, monitoring,
  member welfare, fund management

Please:
- Use banking and microfinance terminology
- Provide Bangla text when I ask
- Format responses with tables/lists clearly
ChatGPT vs Claude — Quick Comparison

ChatGPT: Great for general tasks, image generation (GPT-4), widely used.
Claude: Excellent for long documents, nuanced analysis, professional writing, and following complex instructions.

✍️

The Art of Writing Good Prompts

The better your question, the better the AI's answer — it's that simple

THE PROMPT FORMULA

Role

Tell AI who you are: "আমি গ্রামীণ ব্যাংকের জোনাল ম্যানেজার..."

Task

Say exactly what you need: "...একটি সাপ্তাহিক মনিটরিং রিপোর্ট লিখুন..."

Context

Add details: "...যেখানে ঋণ আদায়, আমানত ও কর্মী কর্মক্ষমতা থাকবে"

Format

Specify output: "...টেবিল ফরম্যাটে, বাংলায়"

WEAK vs STRONG PROMPTS

❌ WEAK PROMPT

"রিপোর্ট লেখো।"

Too vague — AI won't know what kind, for whom, in what format.

✅ STRONG PROMPT

"আমি গ্রামীণ ব্যাংকের জোনাল ম্যানেজার। আমার জোনে ১২টি শাখা আছে। এই সপ্তাহের ঋণ আদায় ৯৪.৫%। একটি সাপ্তাহিক পারফরমেন্স সারসংক্ষেপ বাংলায় টেবিল সহ লেখো যা আমি প্রধান কার্যালয়ে পাঠাতে পারব।"

✅ AUDIT PROMPT EXAMPLE

"Write an audit observation memo for a branch where loan documentation was incomplete for 12 members. Include risk level, recommended action, and timeline. Format as an official Grameen Bank memo."

05 🏦
Module Five

AI for Grameen Bank Operations

Real use cases drawn from your actual daily work — monitoring, audit, fund management, and dashboards.

📈

AI for Monitoring & Reporting

Daily, weekly & monthly monitoring made faster with AI assistance

📅

Daily Monitoring Prompts

Paste today's recovery figures and ask:

"আজকের এই ডেটা বিশ্লেষণ করো এবং কোন শাখা পিছিয়ে আছে তা চিহ্নিত করো: [আপনার ডেটা পেস্ট করুন]"
📊

Weekly Target Report

Auto-generate your weekly summary:

"Create a weekly performance table for my zone with columns: Branch, Target, Actual, %, Status (✅/⚠). Data: [paste your figures]"

AI MONITORING WORKFLOW

📋
Morning
Collect Branch Data

Get daily figures from Area Managers via WhatsApp or phone. Note recovery amounts, deposits, STD balances.

🤖
Mid-day
Paste into AI

Open Claude or ChatGPT. Paste the raw numbers. Ask for formatted analysis with red flags highlighted.

📤
Afternoon
Send to Head Office

Copy AI-generated report into Word/Email. Review for accuracy, add your signature, send to Head Office.

💡 Zonal Manager Suggestion (from team discussion)

Use Google Sheets for live data entry by Area Managers. Then copy data into AI for analysis. AI can also help create the Google Sheet template and auto-write formulas for you.

🔍

AI for Zonal Audit Officers

Faster audit reports, risk detection, and observation memos using AI

📝

Audit Report Drafting

Paste audit findings → AI drafts formal observation paragraphs in minutes. You review and finalise.

"Write an audit observation for: Loan file of member ID 12345 has no spouse consent form. This is a rule violation under Grameen Bank Policy Chapter 4."
⚠️

Anomaly Detection

Paste loan disbursement vs recovery data → AI identifies unusual patterns, outlier branches, or high-risk members.

"Identify branches with recovery below 85% for 3 consecutive weeks from this data: [paste]"
📋

Checklist Generation

Ask AI to create a branch audit checklist customised to Grameen Bank processes.

"Create a 20-point audit checklist for a Grameen Bank branch inspection covering loan files, cash management, member registers."
🏷️

Staff Performance Evaluation Text

AI helps write balanced, professional performance evaluations for Centre Managers and Branch Managers based on KPI data you provide.

📄

Compliance Summary

Paste a Grameen Bank circular or policy → AI explains it in simple Bangla that field staff can understand.

💰

AI for Fund Management & Budget Planning

Smarter zone-level financial management with AI as your analyst

  • 💵
    STD Balance Monitoring

    Ask AI: "My zone has 15 branches. This week's STD balances are: [list]. Identify which branches have excess/shortage and recommend fund transfers."

  • 📅
    Annual Budget Preparation

    Provide last year's actuals → AI drafts a structured budget template with growth projections for loan disbursement, recovery, and savings targets.

  • 📊
    Action Plan Creation

    Say: "Create a 6-month branch action plan for Tangail A branch which has 87% recovery. Include milestones, responsible persons, and timeline."

  • 🔄
    Leave & Workforce Planning

    AI can help Zonal Managers create fair leave rosters for Area Managers based on operational needs and policy rules.

USE CASE: BRANCH CLASSIFICATION

As suggested in team discussions, classify branches into 4 categories for targeted monitoring:

CategoryRecoveryAI Action Prompt
🌟 Excellent>98%"Write appreciation letter for these branches"
✅ Good92–98%"Generate routine monitoring summary"
⚠️ Needs Attention85–91%"Draft improvement plan with deadlines"
🔴 Critical<85%"Write escalation memo to Head Office"
📱

Quick win: Use ChatGPT on your phone to analyse WhatsApp data tables shared by Area Managers — take a photo or copy-paste the numbers.

📊

AI-Assisted Dashboard with Google Sheets

Build a real-time monitoring dashboard — AI writes the formulas for you

  • 1
    Create the Sheet

    Go to sheets.google.com → New Sheet → Name it "Zone 07 Dashboard". Share with Area Managers (they can enter data from their phones).

  • 2
    Ask AI for Column Structure

    "Design a Google Sheet monitoring template for Grameen Bank with columns for: Branch name, Loan due, Loan collected, Recovery%, Deposit balance, Status flag"

  • 3
    Ask AI for Formulas

    "Write a Google Sheets formula to calculate recovery % and colour code cells: green if >95%, yellow if 85–95%, red if below 85%"

  • 4
    Auto-Report Generation

    Each week, copy the sheet data → paste into Claude → ask for a formatted summary report to send to Head Office.

DASHBOARD COMPONENTS TO BUILD

💳

Loan Tracker

Due vs Collected per branch per week. Auto-calculates variance.

🏦

Deposit Monitor

Savings rise/fall tracking. Alerts for unusual withdrawals.

👤

Staff Performance

Per-staff recovery tracking, attendance, target vs actual.

Fund Position

STD balance, cash in hand, fund flow per branch.

🎯 AI Prompt to Get Started Today

"Design a complete Google Sheets template for Grameen Bank Zone monitoring with weekly columns for 15 branches. Include conditional formatting formulas and a summary row."

Training Complete

Your AI Journey
Starts Today

You now have the foundation to use AI tools in your daily Grameen Bank operations. The most important step is to start — ask your first question today.

📌

This Week

Set up Gmail, ChatGPT & Claude. Send your first AI prompt. Share the experience with your team.

📌

This Month

Use AI for one weekly monitoring report. Try drafting one audit observation memo with AI assistance.

📌

Next Quarter

Build your zone Google Sheet dashboard. Train your Area Managers on basic AI prompt writing.

claude.ai
Claude AI
chat.openai.com
ChatGPT
sheets.google.com
Google Sheets Dashboard

"AI does not replace the experienced banker. It makes the experienced banker extraordinary."

— Training Programme, Grameen Bank, 2026
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